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PA Commissioner Urges More Flood Options

Pennsylvania Insurance Commissioner Teresa Miller urged the state’s Congressional delegation to fight for more flood insurance options for homeowners, as Congress considers reauthorization of the federal National Flood Insurance Program prior to its Sept. 30 expiration...
May 9, 2017

Pennsylvania Insurance Commissioner Teresa Miller urged the state’s Congressional delegation to fight for more flood insurance options for homeowners, as Congress considers reauthorization of the federal National Flood Insurance Program (NFIP) prior to its Sept. 30 expiration.

Miller said her department has worked to encourage agents and insurers offering private market flood products to sign up for a website the state has created for homeowners to get information on what flood insurance options are available to them. She said her department’s research has found numerous instances where homeowners were able to get comparable coverage through the private market at substantial savings over that available through the NFIP.


“Clearly, the intent of Congress was to grow the private flood insurance market when it passed the Biggert-Waters Flood Insurance Reform Act of 2012,” said Miller. “However, five years later, federal rulemaking that would implement the private flood insurance acceptance requirements in the act remain unpromulgated, and many other obstacles remain — some created by the NFIP itself. Many of these obstacles can be solved through the NFIP reauthorization process.”

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